Lotto America Prizes
There are nine Lotto America prizes on offer in every drawing. Rewards start at a minimum of $2 for matching the Star Ball and increase in value as you match more numbers. Any player who is able to match all five numbers and the Star Ball wins the jackpot, which starts at a minimum of $2 million and grows each time it rolls over.
This table shows the various prizes available to Lotto America players, along with the odds of winning in each tier:
|Match||Odds of Winning||Prize|
|Match 5 + Star Ball||1 in 25,989,600||Jackpot|
|Match 5||1 in 2,887,733||$20,000|
|Match 4 + Star Ball||1 in 110,594||$1,000|
|Match 4||1 in 12,288||$100|
|Match 3 + Star Ball||1 in 2,404||$20|
|Match 3||1 in 267||$5|
|Match 2 + Star Ball||1 in 160||$5|
|Match 1 + Star Ball||1 in 29||$2|
|Match 0 + Star Ball||1 in 17||$2|
|Overall chances of winning: 1 in 9.6|
Lotto America Jackpot
The Lotto America jackpot may start again at $2 million following a win, but there is no limit to how high it can roll. Each time there is a drawing with no jackpot winner, it increases by at least $50,000 for the following round, with larger increases possible when ticket sales are high.
If you win the Lotto America jackpot, you can choose to take the annuity option, which entitles you to the full advertised amount (less taxes) in 30 payments over 29 years (one of which is made immediately, followed by 29 further instalments on an annual basis), or the reduced cash lump sum.
The cash prize represents the actual funds in the jackpot pool at the time of the draw, with the annuity value based on the lottery’s expected return from investing the cash sum over 29 years. The annuity sum is guaranteed for the player and they receive the full amount even if the lottery makes investments that do not achieve the expected return.
Lotto America Taxes
Lotto America prizes are subject to federal and state taxes, the level of which depends on your income for the year. A 25 percent federal withholding, along with a variable state withholding, is taken automatically from prizes worth more than $5,000, although your final bill could be worth more or less than that and will be settled at tax time. Find out more about the different state tax rates at the Lotto America Rules page.
All Star Bonus
Lotto America players have the chance to increase the value of any non-jackpot prize by selecting the additional All Star Bonus game. For an extra $1 per play, ticket holders can multiply their winnings by 2, 3, 4 or even 5 times their original value. This option is available in all participating states.
Everyone who enters All Star Bonus in an individual drawing receives the same multiplier for their prizes, which is determined by a number randomly selected on the night. If you wish to play All Star Bonus, you must do so when you buy your Lotto America lines, you cannot opt in later.
The table below details the value of prizes available to players when you play All Star Bonus.
|Match 5 + Star Ball||Jackpot||Jackpot||Jackpot||Jackpot||Jackpot|
|Match 4 + Star Ball||$1,000||$2,000||$3,000||$4,000||$5,000|
|Match 3 + Star Ball||$20||$40||$60||$80||$100|
|Match 2 + Star Ball||$5||$10||$15||$20||$25|
|Match 1 + Star Ball||$2||$4||$6||$8||$10|
|Match Star Ball||$2||$4||$6||$8||$10|
Claim Lotto America Prizes
If you have won a Lotto America prize, take a look at the How to Claim page to find out what to do next.